Rebuild cost is not market value
The single most common mistake on a household proposal, and how to find the right figure without paying for a survey.
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The single most common mistake on a household proposal, and how to find the right figure without paying for a survey.
Being in a flood zone is not the same as having flooded, and the two are priced very differently.
If you employ anyone other than a close family member, it is a legal requirement. Here is what that means in practice.
Most contracts specify a minimum. Here is how to work out which one you actually need.
The stock is replaceable. The eight weeks you spend closed are not.
Stop the water, take photographs, and do not throw anything away. In that order.
Every question has a reason, and knowing them makes the process shorter for everyone.
It is the single most common reason a travel claim is refused, and it is entirely avoidable.
The break-even is usually around the third trip, but the cover differs in ways worth knowing.