Running a business

Do you need employers' liability?

If you employ anyone other than a close family member, it is a legal requirement. Here is what that means in practice.

Public liability limits: £1m, £2m or £5m?

Most contracts specify a minimum. Here is how to work out which one you actually need.

Business interruption is the cover people regret not buying

The stock is replaceable. The eight weeks you spend closed are not.